Is your credit score worthy of you? If not, read on---Also for those who want separate business credit.

"The only shame in having bad credit is keeping it". When Earl Carruthers, Owner of Graceful Financial Solutions, said those words to me I knew I found a guy who cared about his business.

Six years ago while Earl was playing football at Wayne State University, he had credit challenges. His brother played at Ferris State and had credit challenges too. The two of them decided they wanted to work on it and work on it they did. They quickly got some bad reporting removed AND came up with some other ways to improve their scores. Soon they were doing the same for friends and other family members. A little over two years ago they incorporated as Graceful Financial Solutions.

Graceful Financial exists for two reasons:

1. To help individuals rebuild and repair their credit score.

2. To help small and new businesses acquire credit without using their personal credit.

We all know how important credit is in our world and these folks can really help you. If you have ever had below "good" credit (score of 650) you know how quickly interest rates climb or how challenging it is to get approved to purchase the things you want. Graceful Financial Solutions can help you QUICKLY raise your personal score back to a respectable level.

Business scores are a little different. Instead of running on a 375-900 point basis, they run on a score of 0-100. The challenge is that most small business owners have to use their personal credit as part of their business credit. Graceful Financial has proven methodologies to make that not the case. You can establish separate business credit score AND use that business credit as you see fit.

What's best about Graceful Financial is that they can help you achieve better than good credit status in under 4 months. That's a very short period of time. These guys know the intricacies of the credit world and they want to put their knowledge to work for you.

If you or someone you know if having credit challenges, they NEED to be speaking with Graceful Financial.

Graceful Financial is a sponsor of Motorcityconnect.com